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Auto Care Alliance Partners with Mike Keith Insurance to Offer Automotive Shop Health Coverage

We are pleased to offer health coverage options to meet the needs of our shop members. Coverage is available for automotive shops of any size and is designed with automotive communities in mind.

If you have questions, call MKI’s Benefits Director, Jeanie Cunningham at (660) 525-0274.

Get peace of mind with affordable health coverage. Tailored, affordable health coverage designed specifically for automotive shop professionals and their families, offering comprehensive care with $0 preventive and telemedicine services, access to a nationwide Cigna network, and flexible options to fit every budget.

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What We Offer:

Affordable, Personalized Health Coverage for Every Need

Comprehensive, flexible health solutions tailored for you and your family.

Comprehensive Care

Health program includes $0 preventive and telemedicine care along with coordinated care and disease management for any chronic conditions.

Nationwide Network

Our program uses the nationwide Cigna network, so it’s easy to find an in-network provider and hospital wherever you are

Personal Service

Our dedicated team will work with you to make sure your health program is the best fit for your operation. After you enroll, we’ll still be available to answer any claims questions you may have in the future.

Affordable Options

We offer multiple options to fit every budget with solutions for employee only, employee/spouse, employee/children, or family.

Medicare Add-Ons

Are you turning 65 soon? If you’re looking for an affordable, guarantee issue option to supplement traditional Medicare, we’re here to help.

Health Coverage Options

Our program options offer flexibility to meet your needs, allowing you to choose from Employee, Employee/Spouse, Employee/Children, or Family coverage. 

Explore the details of each option below.

 

"I couldn't be more pleased with how my employer utilizes Take Command. I upload my proof of insurance each quarter and my reimbursements are included in my paycheck at the beginning of each month. If you don't use the full amount of your stipend in a given month it rolls over month-to-month until the end of the calendar year, which would allow a larger fund to work with for an emergency room visit or the birth of a child. The program is easy to access online and the process couldn't be smoother."

"This IRS-compliant program allows me to be competitive with benefit offerings of large corporations and still stay within budget, while offering flexibility for employees personal needs. It is much simpler offering employees a monthly medical expense stipend through Take Command Health and not having to worry about calculating reimbursements or searching for health insurance programs and pricing that would fit all our employees' needs."

FAQs

Answers to Your Most Commonly Asked Questions

Individual families or groups with less than 10 employees can apply via the form below.

Groups with more than 10 employees can call (660) 525-0274 to get more information about our competitive rates.

We have four options available with individual deductibles ranging from $1,000 to $7,350 per year. Each option includes a nationwide provider network and $0 copays for preventive care visits.

We offer additional options for larger groups with 10-500+ employees. Please reach out for specific large-group options.

Our team will work closely with you to make sure that all of the doctors and hospitals you need are included in our provider network before you sign on the dotted line. We want you to be happy with our coverage and we want you to know you have the peace of mind that you can see the providers you need to see.We are happy to help you look up your providers to check if they are in-network. However, if you’d prefer to look for yourself, the links for our networks are below.

Search up-to-date provider directories to find out if your provider or facility is in-network.

Fill out the form below to get started. You will then receive an email with a link including instructions on how to proceed. You should receive your quote within 7-10 business days.

 

Because you and your employees complete a health questionnaire, rates are based on the age, gender, and health of the members in your group and no physical is required.

Your rates are locked in for 12 months, but on month 10 we will reach out to you with a renewal offer. That offer and rate will include all of your new employees brought on since your last enrollment.

Choosing level-funded health coverage for your farm and employees has several benefits compared to self-funded and fully-funded options. First, level-funded options help you stick to a budget by allowing you to pay a fixed monthly fee that covers expected costs. This is important for farms, where income and expenses can vary. Plus, any unused funds can roll over to help cover future healthcare costs or reward your employees.

Level-funded programs also help manage risk. They let you avoid the high financial risks of self-funded options while keeping some control over costs. Unlike fully-funded coverage, where all risks go to an insurance company, level-funded options let you keep some risks and expenses in line with what your farm actually spends. This can save you money over time, making level-funded health coverage a smart choice for your farm and your employees.

 

Contact Us to Get Started Today

Call Jeanie Cunningham at (660) 525-0274 or fill out the form below to get more information or request a quote.